How to use the HMO Yield Calculator UK: full video tutorial
Room-by-room rents, gross and net yield and cashflow after bills, empty months, management and licence. Educational.
▶ Play the tutorial (6:57)About this tutorial
An HMO's headline rent looks big, but bills, empty rooms, management and the licence all come out of it. This full guide walks you through every box and every result in the Property Clues HMO Yield Calculator, using a worked example: a five-bedroom HMO at £575 a room.
What you'll learn
- Gross yield versus net yield on the total cost, including the refurb or conversion
- How bills, empty months, management and the HMO licence eat into the room rent
- Cashflow before tax after mortgage interest, and net operating income
- Per-room figures and the break-even rent per room
- Building an HMO portfolio table and re-checking every property when rents change
Chapters
- 14.37% on paper, 7.67% for real (example HMO)
- Finding your way around
- The property
- Running costs and the mortgage
- The headline results
- Where the rent goes
- Per room, and the break-even rent
- At a glance and the HMO portfolio
- Saving and recap
Figures in the video are a worked example. Property Clues tools are educational calculators and checklists, not financial, tax, mortgage or legal advice. Speak to a qualified adviser about your own situation. The voice in the video is AI-generated.