How to use the BRRR Calculator UK: full video tutorial
Refurb and buying costs, the refinance, money left in the deal, equity released and cash-on-cash return. Education only.
▶ Play the tutorial (11:55)About this tutorial
Buy, refurbish, refinance, rent. This full guide walks you through every box and every result in the Property Clues BRRR Calculator, using a worked example: a £135,000 terrace with a £30,000 refurb, refinanced on a £210,000 after-refurb value.
What you'll learn
- Cash in: deposit, stamp duty, buying costs, refurb and the holding cost while the works are done
- Cash left in the deal, equity released, capital recycled and cash-on-cash return
- How Section 24 changes the after-tax cashflow for basic and higher-rate landlords
- Refinancing at different loan-to-values, and how lenders commonly test rent cover (125% and 145%)
- Bridging finance, extra costs, and testing a lower purchase price before you make an offer
Chapters
- £76,682 in, £54,250 back (example deal)
- Finding your way around
- Buy and refurbish
- Purchase finance
- Refinance after the works
- Rent and running costs
- The headline results
- Cash in, cash out, and tax
- Refinance at different loan-to-values
- Bridging finance and extra lines
- At a glance, and testing a lower offer
- Saving, backups and recap
Figures in the video are a worked example. Property Clues tools are educational calculators and checklists, not financial, tax, mortgage or legal advice. Speak to a qualified adviser about your own situation. The voice in the video is AI-generated.