UK Landlord Toolkit · Property Deal Sourcing Course. Educational only, not financial advice.
🔒 Live demo — edit the 3 highlighted figures and watch the graph move. Unlock the full toolkit to run your own deals → See pricing
Mode:🔒 Enter my own figuresShowing illustrative Case A figures. Every yellow field is editable — switch to your own figures any time.
Demo: you can edit Market value, Purchase price and Refurb budget — the graph updates live. All other fields are locked until you unlock the full toolkit.
The deal
Acquisition costs
Total acquisition costs£8,950
SDLT is auto-calculated from the purchase / hammer price using 2025 England bands, plus the 5% additional-property surcharge when the toggle above is set to Yes. Scotland (LBTT) and Wales (LTT) differ. Auction fees vary by house.
Finance & deposit
Deposit into purchase£28,500
Loan-to-value (LTV)70%
Total finance cost£5,121
Equity created for your investor on day one (after ALL costs)
£10,929
Deal margin
BMV discount
33%
All-in cost
£131,071
Gross yield
7.8%
Return on your fee
2.7×
⚠ After all costs the deal is above market value — no equity is created. Re-check the numbers.
Investor return on cash (the leveraged view)
Cash left in the deal
£64,571
Net annual rent
£8,400
Cash-on-cash return
13.0%
Equity return on cash
16.9%
Cash left in = all-in cost minus the loan. Cash-on-cash = net annual rent ÷ cash left in. Net annual rent is rent minus running costs, before mortgage interest.
Where the money goes (all-in cost breakdown)
Market value vs your all-in cost
Market value (GDV)£142,000
Your all-in cost£131,071
Equity created£10,929
Is the sourcing fee justified?
Equity your investor gains£10,929
Your sourcing fee£4,000
Legal disclaimer. This dashboard is an educational and illustrative tool only. It is not financial, tax, legal, mortgage, or investment advice, and is not a guarantee of returns. Deal sourcing may be a regulated activity; property sourcing businesses in the UK typically must register with an approved redress scheme, comply with anti-money-laundering (HMRC/estate agency) rules and Consumer Protection regulations. Outputs are estimates based on the figures you enter; SDLT includes the 5% additional-property surcharge but depends on price and buyer status, and bridging/auction terms vary. Always verify current SDLT rates, lender terms and auction fees on GOV.UK and take advice from a qualified accountant, solicitor and FCA-regulated adviser before acting. To the fullest extent permitted by law, the provider of this tool Property Clues accepts no liability for any loss arising from its use. No warranty is given as to accuracy or fitness for purpose.