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Case exampleRent arrears

Case example: a tenant three months behind on rent

An illustrative example, not a real customer. It shows how the records come together, step by step, using example figures.

The situation

Margaret, 64, lets out the flat she used to live in for £850 a month. The tenant paid on time for a year, then stopped. Three months later £2,975 is owed. She has never been to court and is worried about getting it wrong.

What she did

  1. Put the rent record straight. In the Rent Arrears Tracker she logged each month’s rent and each payment, giving a dated running balance: the rent schedule a possession claim usually needs.
  2. Checked the Ground 8 test. In the Section 8 Eviction & Possession Checklist she entered the rent and the arrears. £2,975 against a threshold of £2,550: above it on that day, but a single payment could change that, so she noted Grounds 10 and 11 as something to ask her solicitor about.
  3. Worked through the evidence list. Tenancy agreement, deposit certificate and prescribed information, reminder letters, a note on Universal Credit, gas safety and EPC, each marked “In hand” with where it is kept.
  4. Locked and printed the pack. Locking recorded the date and a fingerprint. The PDF carries the printed date on every page.
  5. Took it to a solicitor with the questions the checklist suggested.

Where the tools fit, and where her solicitor fits

What the tools helped her doWhat stayed with her solicitor
Keep a dated rent record with a running balanceWhether serving a notice was the right step for her
Work through the Ground 8 figures and key datesWhich grounds fit her situation, and the wording and dates in Form 3A
Gather, date and lock her paperworkStarting the court claim and speaking for her at the hearing

The tools are there to make that conversation easier and quicker to start, not to replace it.

Questions landlords ask

Is this a real case?

No. It is an illustrative example with made-up figures to show how the tools fit together.

Does the checklist tell you whether to evict?

No. It explains how the grounds usually work and helps you gather records. Decisions about your case are for you and your solicitor.

Can I use these tools instead of a solicitor?

No. They help you organise and date your records so a first conversation with a solicitor can focus on your situation. Advice on notices, grounds and court stays with your solicitor.

How long can the court part take?

Every case is different. Government figures for April to June 2026 put the median time from a landlord’s court claim to repossession at 27.1 weeks, and that comes after the notice period.

Sources

Try the tool

Section 8 Eviction & Possession Checklist

See how the Section 8 grounds usually work after Section 21 ended, work through the Ground 8 arrears figures and key dates, and gather the evidence a solicitor would ask for, with dates you can show later. Part of the Property Clues toolkit of educational UK property calculators and trackers. Pay once, use in your browser.

Also useful

Rent Arrears Tracker

Log rent as it arrives and see a dated running balance for every tenancy: the rent schedule a possession claim usually needs. Part of the Property Clues toolkit of educational UK property calculators and trackers. Pay once, use in your browser.

Free tool

Renters’ Rights Act Checklist

The renting duties that apply to a property in each UK nation, as dated tasks you can tick off. Free to use in your browser, no sign-up.

Educational guidance only. Not legal, financial or tax advice. This covers private tenancies in England; Wales and Scotland have different rules. Rules change: check GOV.UK and speak to a solicitor before serving any notice. © 2026 Property Clues.

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