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Landlord software for 5 to 20+ properties: per-property fees compared (2026)

Most landlord software charges more as your portfolio grows. Here is what the main options cost at 5, 10 and 20 properties, worked out from each provider's own prices, and what each price includes.

Short answer: the subscription products price by number of properties, tenancies or units, so the bill rises as you grow. Property Clues is a one-off £199 for every tool, with no per-property fee and no limit on how many properties you add. In year one some subscriptions cost slightly less; from year two Property Clues costs nothing more, and the gap widens with every extra property. The subscriptions do things Property Clues does not, such as bank feeds and filing MTD updates with HMRC.

Yearly cost at 5, 10 and 20 properties

Worked out from each provider's own published prices on 18 October 2026, using the cheapest billing option shown, and including VAT at 20% where the provider adds it. One property is counted as one unit or one tenancy.

OptionHow it's priced5 properties, per year10 properties, per year20 properties, per year
Property CluesOne-off, no per-property fee£199 in year one, then £0£199 in year one, then £0£199 in year one, then £0
HammockBands by number of properties, annual billing + VAT£172.80 (Standard, 4–10)£172.80 (Standard, 4–10)£288.00 (Plus, 11–20)
Landlord StudioPro, annual plan: £12 a month + VAT for 3 units, then £1.20 a month + VAT per extra unit£207.36£273.60 (using the £19 a month for 10 properties on its comparison page; its per-unit formula gives £293.76)£466.56
Landlord VisionPlans by tenancies, billed annually + VAT; extra tenancies charged on top£345.31 (Standard, 10 tenancies)£345.31 (Standard, 10 tenancies)From £460.51 (Premium, 15 tenancies, plus £1.30 + VAT per extra tenancy)
PaTMaPro: £15 a month inc VAT for 5 units, then £1.50 a month per extra unit£180.00£270.00£450.00

Landlord Vision's prices are the ones shown at checkout on 18 October 2026, which its pricing page describes as a first-year discount on new annual subscriptions, so later years may cost more; its page does not say how often the extra-tenancy charge applies, so the 20-property figure is a minimum. Hammock asks portfolios of 21+ to confirm their price. PaTMa's prices are monthly; it does not list annual pricing. All figures assume the price does not change.

Over three years

Option5 properties10 properties20 properties
Property Clues£199£199£199
Hammock£518.40£518.40£864.00
Landlord Studio£622.08£820.80£1,399.68
Landlord Vision£1,035.93£1,035.93From £1,381.53
PaTMa£540.00£810.00£1,350.00

Three times the yearly figure above, assuming no price changes.

What each price includes

A fair comparison has to look at what you get, not just the price.

FeatureProperty CluesSubscription landlord software
Files MTD quarterly updates with HMRCNo. Prepares figures by quarter for your accountant or MTD softwareYes on the plans above, according to each provider (PaTMa describes its plans as "MTD ready"; check with PaTMa)
Bank feedsNoHammock and Landlord Vision list bank feeds; check others
Rent, arrears and expense trackingYesYes
Portfolio view (values, mortgages and cashflow by property)Yes, Property Portfolio TrackerVaries by product
Tax planning: Section 24, limited company vs personal name, incorporationYesNot described on their pricing pages
Deal analysis: buy to let, BRRR, HMO, rent to rent, developmentYesNot described on their pricing pages
Compliance and Renters' Rights checklistsYesCompliance reminders on several products
Where your data is keptIn your own browser on your device; optional syncThe provider's cloud service
Users and devices1 user on up to 2 devices (Team: up to 5 devices, £299)Varies by plan

Which suits a growing portfolio?

  • You want to file MTD yourself from bank feeds: a subscription product on HMRC's recognised software list. Compare the per-property figures above as you grow.
  • Your accountant files and you want the numbers organised, plus tax planning and deal analysis: Property Clues, with no fee that rises as you add properties.
  • Both: some landlords use a low-cost MTD plan for submissions and Property Clues for the portfolio, tax-planning and deal tools.

Is there really no property limit?

Property Clues does not charge per property and the tools do not cap how many properties you add. Your figures are stored in your own browser, so the practical ceiling is your browser's storage, which is far beyond any private landlord portfolio. In our own test, 60 properties in the Property Portfolio Tracker used about 10 KB.

Questions people ask

Which landlord software has no per-property fees?

Property Clues has no per-property fee and no property limit: every tool is a one-off £199 on the Founder's Pass (rising to £249). It does not file MTD updates with HMRC or connect to your bank.

How much does landlord software cost for 10 properties?

Worked out from published prices on 18 October 2026, including VAT: Hammock £172.80 a year, Landlord Studio £273.60, PaTMa £270, Landlord Vision £345.31 (first-year offer). Property Clues is £199 once.

How much does landlord software cost for 20 properties?

Using published prices on 18 October 2026 including VAT: Hammock £288 a year, PaTMa £450, Landlord Studio £466.56, Landlord Vision from £460.51. Property Clues is £199 once, with no per-property fee.

Is Property Clues cheaper than Hammock?

Not in year one for 1 to 10 properties: Hammock's annual Standard plan is £172.80 including VAT against £199 for Property Clues. From year two Property Clues costs nothing more. Hammock files MTD updates and has bank feeds; Property Clues does not.

Sources

Try it free first

Property Clues Founder's Pass

Every tool, including the Property Portfolio Tracker and Property CRM Workspace, for a one-off £199 (founder price, rising to £249). No per-property fees. Every paid tool has a free live preview with example figures.

Free tool

Landlord Law Changes Tracker

Five questions about a let, then the tax, tenancy, licensing and EPC rules that apply, with key dates. Free to use in your browser, no sign-up.

Educational guidance only. Not financial, tax or legal advice. Tax and property rules change; always verify current figures on GOV.UK and take professional advice before acting. © 2026 Property Clues.

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